Do you cringe when you think of using credit cards to pay for your purchases? You do if you’ve ever had excessive credit card debt and high interest rates! There is a new kind of credit card rewards program entering the industry – and this one can actually help you pay off your mortgage. The trick to rewards cards is to be sure you pay off your credit card...

Are you still banking with your local bricks and mortar bank? Thinking about going to a 100% online banking institution?  It’s a decision many people are making as an increasing number of people become internet savvy, but how do you know if it’s the right decision for you? An increasing amount of financial products are being offered online, in order to...

In today’s day and age, it is important to establish credit and keep it well maintained. Whether you are looking to buy a house or a car, you will need to have established credit. Having established credit can be a major benefit because you will be able to get better interests rates on purchases as well as more credit when you need it. In order to establish credit,...

Whether you’re in your early twenties or have just a couple years before retirement, it’s important to put money aside for when you are no longer earning consistent income.  The younger you are, the more difficult it might be to save money towards a goal that is so far away – but the earlier you start saving for retirement the better off you’ll...

Everyone receives unscheduled and unplanned income from time to time.  Sometimes it’s a few dollars and other times it’s more – but regardless of the actual amount, unplanned money is almost always absorbed into your finances and gone before you even realized you had it! Having a plan for unplanned money is the best way to avoid wasting the unexpected...

The proper use of credit requires constant evaluation and monitoring on the part of the consumer.  One can get in over their head very rapidly.  Which begs the question: how much credit is too much? When considering the use of credit as a way of financing purchases one must examine their budget to determine whether or not timely payments can be met. Keep in Mind. A...