So you’ve decided to put in an above-ground spa in your back yard. There’s nothing better than climbing into steaming hot water at the end of the day and gazing over your garden while your cares soak away. Before you peel those clothes off, however, you’ll need to make several decisions about your hot tub before you know which spa to purchase: What size...

Retirement vehicles like 401k, IRAs and other retirement investments. Most everyone who has a solid job has the availability to place money which is often matched, into an account with the specific purpose of preparing for retirement.  Even the very young should choose to participate.  The more participation at a younger age, the more will be there for them when...

Seems many great things come by the dozen – eggs, doughnuts, roses. What’s so great about a dozen?  There are 9 ways you can save money on your next vacation using credit cards that add up to more than a dozen in savings.  The credit card industry is extremely competitive, so the card issuers work hard to attract new consumers by offering rewards programs...

Do you cringe when you think of using credit cards to pay for your purchases? You do if you’ve ever had excessive credit card debt and high interest rates! There is a new kind of credit card rewards program entering the industry – and this one can actually help you pay off your mortgage. The trick to rewards cards is to be sure you pay off your credit card...

Dogs are man’s best friend and if your family has pets, then you have some idea of how easy it is to get attached to your furry, faithful companions. They become a part of the family and vacations just seem a little bit emptier without them. It is likely that your holiday plans this year don’t necessarily involve flying to some glamorous location and that can...